Compare Packaged Cover

Compare your packaged cover options to find the perfect level of cover
for you, your family and your financial needs.

  • Just me
  • Both of us
  • Myself & my kids
  • Our Family

Packaged Cover

Basic Starter
 

Basic Starter is our lowest-priced packaged cover (hospital and extras) for singles, couples and families.

  • Emergency Ambulance – 100% of the fee3
  • Non-Emergency Ambulance3
  • Treatment in hospital in the event of an accident
  • Save on your tax and don’t pay the Medical Levy Surcharge (MSL)
  • 50% back or more on selected extras services 

Packaged Cover

Bronze Plus Simple Choice
 

Bronze Plus Simple Choice is a great value packaged cover (hospital and extras) for singles, couples and families.

  • Emergency Ambulance – 100% of the fee3
  • Non-Emergency Ambulance3
  • Private room in HIF contracted hospital1
  • Inpatient hospital services across 25 clinical categories
  • 60% back or more on selected extras services including psychology and Major Dental.


 

Why get HIF Packaged Cover?

Providing you with peace of mind in the event of a hospital admission while also giving you access to money-back on commonly used Extras services such as General Dental, Optical and Physio – packaged cover gives you the essentials to manage your health needs. Hospital benefits such as choosing your preferred doctor, hospital and health practitioners – are all part of the package with HIF.

With our Hospital cover, you may also be able to save on your tax via the Medicare Levy Surcharge, while reaping the benefits of Private Health Insurance. Plus, you may be able to claim the Australian Government Rebate on private health insurance to reduce the cost of your private health insurance.

Get a Quote

 

 

With our packaged cover you can:

  • Skip public hospital waiting lists

    Elective surgery waiting lists in Australia vary with a public waiting list that could range from a few months to over two years for specific services.

  • Choose your preferred Hospital 

    With private hospital insurance, you choose which hospital you're admitted to.

  • Get more back with Extra’s 

    Get 50% or more back (up to your annual limits) when you visit commonly used Extras services such as General Dental, Optical, Physio, Chiro and Osteo.

  • Money back in a flash

    It’s easy to claim with HIF – you can claim on the spot with most providers simply by swiping your HIF Member card or via our Online Member Centre or the HIF App.