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Tell us a little about yourself and get a health insurance quote in two to three minutes.

If you're looking for private health insurance in Australia, or exploring flexible coverage options, HIF is here to help simplify the process and provide the information you need.

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Important Policy Information

We know our 'Health Cover Guides' and 'Product Factsheets' won't top your 'best reads', but they’re essential for staying informed about your health insurance policy. Reviewing them annually ensures you're updated on what's covered by your private health insurance. Whether you're comparing the best health insurance options in Australia or seeking comprehensive private health insurance tailored to your needs, these resources provide valuable insights. They also help you make the most of your Australian private health insurance benefits.

HIF Health Cover Guides

It's important to familiarise yourself with the Health Cover Guides at least once a year.

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HIF Product Factsheets

Need a policy factsheet? No worries. We've got everything you need right here.

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Why switch?
How to switch?

We'll take care of all the paperwork for you and we'll even take your previous membership into account when you become an HIF member. That means, if you're switching to us on an equivalent (or lower) level of private health insurance cover, you won't have to re-serve any waiting periods already served with your previous fund. All we need are your details and we can arrange a seamless transfer, pronto, ensuring you can quickly enjoy the benefits of our private health insurance.

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a satisfied family with HIF health insurance

Switch to HIF health insurance in 3 easy steps.

Choose health insurance cover that suits your needs
Join HIF online or over the phone and we'll complete the paperwork for you
Enjoy the benefits of being a member of one of the leading private health insurance providers in Australia

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Manage your health insurance membership

Make the most of your cover!

Discover how to make the most of your membership.

Bowel Cancer Awareness - HIF Health Insurance

Enjoy Member Rewards Program

Earn $70 each time you send a new member our way.

HIF Extends Best Doctors to Include Mental Health

Connect with your pet

We've created a host of articles with tips, tricks, advice and more to help you.

HIF and HealthShare Partner Up to Enhance Member Experience

Expert mental health advice

Access a network of leading Australian-based experts.

Not for profit and member focused Our priority is to look after the health and wellbeing of our members, not to maximise profits.

Freedom to choose your Extras provider You have total freedom to choose your own registered dentist, optician, physio and other Extras providers.

Alternative healthcare options Access alternative health care options through our exclusive partnerships.

Explore the HIF Health Hub

The latest health & wellbeing advice from our team of experts.

Flu Vaccine and COVID-19 Vaccine - Do You Need Both?

Top Tips on What to Eat to Stay Healthy Over Winter

Do Weighted Blankets Help You Sleep? The Science and Benefits

What others are saying

"I submitted a review 6 years ago and I wanted to update this with experience-based feedback. Over the course of this time, I transitioned from Overseas Visitors Health Cover to a Domestic Plan as I got my Permanent Residency and in either plan, HIF provided the cover I needed, and successfully helped with the different procedures I went under over the years without any complaint whatsoever. I understand that dealing with insurance providers can be complicated, but I personally find doing all the necessary reading and understanding your cover is key to be satisfied with the service they offer. HIF has always made it pretty easy to keep that information easy to find and up to date. I decided to write this review as I just finished a call with a representative, who was immensely helpful at dealing with my queries, always making sure I got the best bang for buck while also offering some practical tips to ensure I never overpay where possible. Honestly, this is the kind of service expect from all providers and I can't recommend HIF enough for that"

Ant

"I highly recommend HIF. I have had nothing but wonderful service from you and on the occasions I have needed to contact your fund, your staff have been a pleasure to deal with. Thank you."

Sandra

"I would just like to say thank you, HIF for taking care of me, my medical, dental, etc. issues over the past 20 Years. Your support has been great. The health cover provided by HIF has always met my needs. Thank you again."

Patricia

HIF is proud to partner with Valion Health

Supporting HIF members with cancer

We're delighted to partner with Valion Health's Cancer Support Complete Program. Its aim is to improve the quality of life for HIF members who have had a cancer diagnosis. This partnership highlights our commitment to offering health insurance that supports the needs of members facing serious health challenges.

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